/* ===========================
   LasikData — Navy/Gold Theme
   =========================== */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=Source+Sans+3:ital,wght@0,300;0,400;0,600;1,400&display=swap');

:root {
  --navy:       #0d1b2e;
  --navy-mid:   #1a3050;
  --navy-light: #253d5c;
  --gold:       #c9933a;
  --gold-light: #e0ad58;
  --gold-pale:  #f5e8d0;
  --body-bg:    #f7f8fa;
  --surface:    #ffffff;
  --text:       #1c2635;
  --text-muted: #5a6a7e;
  --border:     #dde3ec;
  --radius:     6px;
  --max-w:      760px;
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans:  'Source Sans 3', system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.75;
  color: var(--text);
  background: var(--body-bg);
}

a { color: var(--gold); text-decoration: none; }
a:hover { text-decoration: underline; color: var(--gold-light); }

img { max-width: 100%; height: auto; display: block; }

/* ---- TOP META BAR ---- */
.top-bar {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  font-size: 12.5px;
  letter-spacing: 0.02em;
  padding: 7px 0;
  border-bottom: 2px solid var(--gold);
}
.top-bar-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.top-bar-left { display: flex; align-items: center; gap: 10px; }
.top-bar-badge {
  background: var(--gold);
  color: var(--navy);
  font-weight: 600;
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 2px 7px;
  border-radius: 3px;
}
.top-bar-links { display: flex; gap: 14px; }
.top-bar-links a { color: rgba(255,255,255,0.5); font-size: 12px; }
.top-bar-links a:hover { color: var(--gold-light); text-decoration: none; }

/* ---- HEADER ---- */
.site-header {
  background: var(--navy);
  padding: 18px 20px 22px;
  text-align: center;
}
.header-logo {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.header-logo:hover { text-decoration: none; }
.logo-mark {
  width: 42px;
  height: 42px;
  background: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  flex-shrink: 0;
}
.logo-name {
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 600;
  color: #fff;
  letter-spacing: 0.01em;
}
.logo-name em {
  font-style: normal;
  color: var(--gold);
}
.header-tagline {
  color: rgba(255,255,255,0.45);
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-top: 6px;
}
.header-divider {
  width: 60px;
  height: 2px;
  background: var(--gold);
  margin: 10px auto 0;
}

/* ---- LAYOUT WRAPPER ---- */
.page-wrap {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 20px 60px;
}

/* ---- ARTICLE META ---- */
.article-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: var(--text-muted);
  padding: 18px 0 20px;
  border-bottom: 1px solid var(--border);
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.meta-dot { color: var(--border); }
.meta-author { font-weight: 600; color: var(--text); }

/* ---- HERO HEADLINE ---- */
.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(22px, 4vw, 32px);
  font-weight: 700;
  line-height: 1.3;
  color: var(--navy);
  margin-bottom: 16px;
}
.hero-sub {
  font-size: 16px;
  color: var(--text-muted);
  margin-bottom: 28px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border);
}

/* ---- INTRO IMAGE CAPTION ---- */
.caption-block {
  background: var(--navy);
  border-left: 4px solid var(--gold);
  padding: 14px 18px;
  margin-bottom: 28px;
  border-radius: 0 var(--radius) var(--radius) 0;
}
.caption-block p {
  font-size: 13.5px;
  color: rgba(255,255,255,0.7);
  font-style: italic;
  margin: 0;
}

/* ---- BODY TEXT ---- */
.body-text { margin-bottom: 22px; }
.body-text strong { color: var(--navy); font-weight: 600; }

/* ---- SECTION DIVIDER ---- */
.section-divider {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 34px 0 28px;
}
.section-divider::before,
.section-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}
.divider-diamond {
  width: 10px;
  height: 10px;
  background: var(--gold);
  transform: rotate(45deg);
  flex-shrink: 0;
}

/* ---- SECTION HEADINGS ---- */
.section-heading {
  font-family: var(--font-serif);
  font-size: clamp(19px, 3vw, 24px);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.3;
}
.section-heading-sm {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  margin: 26px 0 14px;
}

/* ---- BLOCKQUOTE ---- */
.pullquote {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 24px 28px;
  margin: 28px 0;
  position: relative;
}
.pullquote::before {
  content: '\201C';
  position: absolute;
  top: 10px;
  left: 18px;
  font-family: var(--font-serif);
  font-size: 56px;
  line-height: 1;
  color: var(--gold);
  opacity: 0.5;
}
.pullquote p {
  font-style: italic;
  color: rgba(255,255,255,0.9);
  font-size: 16.5px;
  line-height: 1.65;
  margin-bottom: 10px;
  padding-left: 10px;
}
.pullquote cite {
  font-size: 13px;
  color: var(--gold-light);
  font-style: normal;
  padding-left: 10px;
  display: block;
}

/* ---- HIGHLIGHT BOX ---- */
.highlight-box {
  background: var(--gold-pale);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 18px 22px;
  margin: 24px 0;
}
.highlight-box p {
  margin: 0;
  font-size: 15.5px;
  color: var(--text);
}

/* ---- ARGUMENT LIST ---- */
.arg-list { list-style: none; margin: 20px 0; display: flex; flex-direction: column; gap: 14px; }
.arg-item {
  display: flex;
  gap: 16px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 18px;
  align-items: flex-start;
}
.arg-icon {
  width: 38px;
  height: 38px;
  background: var(--navy);
  border-radius: 50%;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}
.arg-icon svg { color: var(--gold); }
.arg-body { flex: 1; }
.arg-title {
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 4px;
  font-size: 15px;
}
.arg-desc { font-size: 14.5px; color: var(--text-muted); margin: 0; }

/* ---- CHART PLACEHOLDER ---- */
.chart-wrap {
  background: linear-gradient(135deg, #f0f4fa 0%, #e8eef7 100%);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 20px 18px;
  margin: 24px 0;
  text-align: center;
}
.chart-bars {
  display: flex;
  align-items: flex-end;
  justify-content: center;
  gap: 12px;
  height: 100px;
  margin-bottom: 14px;
}
.chart-bar-group { display: flex; flex-direction: column; align-items: center; gap: 4px; }
.bar {
  width: 28px;
  border-radius: 3px 3px 0 0;
  transition: opacity 0.2s;
}
.bar-inflation { background: #94a3b8; }
.bar-rate     { background: var(--gold); }
.bar-policy   { background: var(--navy-light); }
.chart-year   { font-size: 11px; color: var(--text-muted); }
.chart-legend {
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}
.legend-item { display: flex; align-items: center; gap: 6px; font-size: 12.5px; color: var(--text-muted); }
.legend-dot  { width: 10px; height: 10px; border-radius: 2px; flex-shrink: 0; }
.chart-caption { font-size: 12px; color: var(--text-muted); margin-top: 10px; font-style: italic; }

/* ---- CASE STUDY ---- */
.case-study {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  margin: 28px 0;
}
.case-study-header {
  background: var(--navy-mid);
  padding: 16px 22px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.case-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  flex-shrink: 0;
}
.case-name { font-weight: 600; color: #fff; font-size: 15px; }
.case-sub  { font-size: 12.5px; color: rgba(255,255,255,0.55); margin-top: 1px; }
.case-body { padding: 22px; }
.case-body p { margin-bottom: 14px; }
.case-body p:last-child { margin-bottom: 0; }
.case-quote {
  border-left: 3px solid var(--gold);
  padding-left: 16px;
  font-style: italic;
  color: var(--text);
  font-size: 15.5px;
  margin: 10px 0;
}
.case-note {
  background: var(--gold-pale);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-size: 13.5px;
  color: var(--text-muted);
  margin-top: 18px;
}
.case-note strong { color: var(--navy); }

/* ---- CTA SECTION ---- */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: 8px;
  padding: 36px 32px;
  margin: 36px 0;
  text-align: center;
  border: 1px solid var(--navy-light);
}
.cta-headline {
  font-family: var(--font-serif);
  font-size: clamp(18px, 3vw, 23px);
  font-weight: 700;
  color: #fff;
  margin-bottom: 10px;
}
.cta-sub {
  color: rgba(255,255,255,0.65);
  font-size: 15px;
  margin-bottom: 22px;
}
.cta-btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-sans);
  font-weight: 700;
  font-size: 16px;
  padding: 14px 36px;
  border-radius: var(--radius);
  text-decoration: none;
  letter-spacing: 0.01em;
  box-shadow: 0 4px 18px rgba(201,147,58,0.35);
  transition: background 0.2s, box-shadow 0.2s, transform 0.15s;
}
.cta-btn:hover {
  background: var(--gold-light);
  box-shadow: 0 6px 24px rgba(201,147,58,0.5);
  transform: translateY(-1px);
  text-decoration: none;
  color: var(--navy);
}

/* ---- BENEFITS GRID ---- */
.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 24px 0 28px;
}
.benefit-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px 16px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}
.benefit-icon {
  font-size: 22px;
  line-height: 1;
  flex-shrink: 0;
  margin-top: 2px;
}
.benefit-title { font-weight: 600; font-size: 14px; color: var(--navy); margin-bottom: 3px; }
.benefit-desc  { font-size: 13px; color: var(--text-muted); margin: 0; }

/* ---- FOOTER ---- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.6);
  font-size: 13px;
  margin-top: 60px;
  padding: 40px 20px 24px;
}
.footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
}
.footer-top {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 30px;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 22px;
}
.footer-col-title {
  font-weight: 600;
  color: var(--gold-light);
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.footer-col p, .footer-col address {
  font-style: normal;
  line-height: 1.7;
  color: rgba(255,255,255,0.55);
  font-size: 13px;
}
.footer-nav { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.footer-nav a { color: rgba(255,255,255,0.55); font-size: 13px; }
.footer-nav a:hover { color: var(--gold-light); text-decoration: none; }
.footer-bottom {
  text-align: center;
  color: rgba(255,255,255,0.35);
  font-size: 12px;
  line-height: 1.6;
}
.footer-bottom a { color: rgba(255,255,255,0.45); }
.footer-bottom a:hover { color: var(--gold-light); }

/* ---- ARTICLE IMAGES ---- */
.article-img {
  margin: 0 0 28px;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
}
.article-img img {
  width: 100%;
  max-height: 420px;
  object-fit: cover;
  object-position: center top;
  display: block;
}
.article-img figcaption {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  font-size: 12.5px;
  font-style: italic;
  padding: 9px 14px;
  border-top: 2px solid var(--gold);
  letter-spacing: 0.01em;
}

.chart-img {
  margin: 24px 0;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
}
.chart-img img {
  width: 100%;
  display: block;
}
.chart-img figcaption {
  background: #f0f4fa;
  color: var(--text-muted);
  font-size: 12px;
  font-style: italic;
  padding: 8px 14px;
  border-top: 1px solid var(--border);
  text-align: center;
}

.couple-img {
  margin: 0 0 24px;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
}
.couple-img img {
  width: 100%;
  max-height: 360px;
  object-fit: cover;
  object-position: center;
  display: block;
}
.couple-img figcaption {
  background: var(--navy-mid);
  color: rgba(255,255,255,0.65);
  font-size: 12.5px;
  font-style: italic;
  padding: 9px 14px;
  border-top: 2px solid var(--gold);
}

/* ---- LEGAL PAGES ---- */
.legal-wrap {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 40px 20px 80px;
}
.legal-wrap h1 {
  font-family: var(--font-serif);
  font-size: 28px;
  color: var(--navy);
  margin-bottom: 28px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--gold);
}
.legal-wrap h2 {
  font-family: var(--font-serif);
  font-size: 19px;
  color: var(--navy);
  margin: 28px 0 10px;
}
.legal-wrap h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  margin: 20px 0 8px;
}
.legal-wrap p  { margin-bottom: 14px; font-size: 15.5px; color: var(--text); line-height: 1.75; }
.legal-wrap ul { padding-left: 22px; margin-bottom: 14px; }
.legal-wrap ul li { margin-bottom: 6px; font-size: 15px; }
.legal-wrap a  { color: var(--gold); }
.back-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--text-muted);
  font-size: 14px;
  margin-bottom: 28px;
}
.back-link:hover { color: var(--gold); text-decoration: none; }
.back-link svg { width: 14px; height: 14px; }

/* ---- DISCLAIMER STRIP ---- */
.disclaimer-strip {
  background: var(--gold-pale);
  border-top: 1px solid #e0c98a;
  padding: 14px 20px;
  font-size: 12.5px;
  color: var(--text-muted);
  text-align: center;
  line-height: 1.55;
}

/* ---- RESPONSIVE ---- */
@media (max-width: 640px) {
  .top-bar-inner { flex-direction: column; align-items: flex-start; gap: 5px; }
  .benefits-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 22px; }
  .cta-section { padding: 26px 18px; }
  .pullquote { padding: 20px 20px; }
  .pullquote::before { font-size: 44px; top: 8px; left: 12px; }
  .case-study-header { flex-direction: column; align-items: flex-start; }
  .arg-item { flex-direction: column; gap: 10px; }
}

@media (max-width: 400px) {
  body { font-size: 16px; }
  .logo-name { font-size: 22px; }
  .logo-mark { width: 36px; height: 36px; font-size: 18px; }
}